Wealth Management at Davis Wealth Advisors

We provide a holistic view of your financial life and help you make decisions that will allow you to live your life to the fullest. Life doesn’t always happen as planned. Unexpected things happen, markets change, and adjustments are needed along the way. We believe having a plan and a guide to provide education and advice along the way is invaluable. Our wealth management service provides ongoing comprehensive financial planning and investment management.

How We Invest

  • We are committed to global, broadly diversified portfolios.
  • We use strategic asset allocation and have a long-term focus
  • Our approach is evidence-based, utilizing Harry Markowitz’s Nobel Prize-winning Modern Portfolio Theory. Modern Portfolio Theory suggests that you can provide the optimal portfolio given an investor’s appetite for risk by holding the right combination of diversified stocks and bonds.
  • We use low cost investments when possible.

Taxes Are Important

  • We know that we can increase your wealth by managing which accounts we place your investments in. We utilize your tax-deferred accounts, like IRAs, for investments that generate income taxed at higher ordinary income rates, such as real estate and bonds. We focus your more tax-efficient investments, like equities, in your taxable accounts. Over time this can make a significant impact on the growth of your wealth.
  • Tax-loss harvesting is another way we improve after-tax returns. Tax-loss harvesting is the practice of selling an investment at a loss to realize that loss and use it to offset taxes on gains. We replace the sold investment with a similar one to maintain your target asset allocation.
  • Providing tax planning as part of our services allows us to better manage your assets. We often uncover opportunities our clients did not know even existed, especially during the early years of retirement when your earned income has dropped, but Social Security and Required Minimum Distributions from Retirement Accounts have not started. Whether it is converting IRA assets to a Roth IRA, or realizing taxable gains at a 0% capital gains rate and resetting your cost basis, it can help make a difference over the long run for you to achieve your goals.


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“A goal without a plan is just a wish.”

Jeff Rich

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Walt Disney

“Let our advanced worrying become advanced thinking and planning.”

Winston Churchill

“The key is not to prioritize what’s on your schedule, but to schedule your priorities.”

Steven Covey