Melinda Davis

Melinda Davis, CFP®, CRPC® • FOUNDER

“I became a financial advisor in 2005 after having a bad experience with an advisor. When my husband and I were in our 20’s, we hired an advisor from a reputable firm to create a financial plan, identify where to save more, and determine how much insurance we needed. We knew we would soon start a family. This advisor could not do the more complex scenario planning that I requested, but I was working a lot of hours in corporate finance and decided that what he had done was good enough to get us started. We began investing monthly in multiple accounts, trying to save as much as possible. It was 5 years later when I finally read the fine print of our investments and realized all of this time we had been investing in B-share mutual funds. These are funds that have higher fees than other funds and long-term surrender fees. An advisor needs to get paid, but I felt swindled that it was never explained that we would be locked up for 7 years, or have to pay surrender fees to get out of these funds. The other issue was this advisor didn’t really provide any ongoing service, so what were we paying for? It was a learning experience for me. I was embarrassed that with an undergraduate and Masters degree in finance, I had never been taught about investment fees and didn’t even think to ask. We had paid a separate fee for the planning, and the recommendations came out of the plan, so I never considered it.”

“After staying home with my daughters for a few years, I re-entered the workforce as a financial advisor. It was the best decision, other than marrying my husband, I have ever made. I started at Morgan Stanley, but it was like trying to fit a square peg in a round hole. I later learned that fee-only wealth management firms existed, where I could act as a true fiduciary for my clients.”

“I am passionate about transparency, providing education and clarity, and building deep relationships with my clients. I have also always wanted to own my own firm. At Davis Wealth Advisors, I have fulfilled my own dream and can continue to bring my passion and energy to the families I work with for a long time to come.”


“After many years as a retail buyer, I was looking to make a career change that would allow me to travel less, yet still have the personal interaction and connection with people that I loved.  Shifting to financial services was a perfect fit. It included working with numbers and the attention to detail I was used to, but also allowed me to build long-term relationships supporting clients. I started my previous decade-long career as the Director of Client Services at a prominent financial planning and wealth management firm in Wellesley, MA. I left that firm when my husband needed more support in the family business, Nationwide Hole in One.  Although I am not myself a golfer, I rose to the occasion and provided superior customer service to the existing and new clients.  With this also came the flexibility to be home more with my two young daughters and get involved in my community of Windham. “

“Now that my daughters are a bit older and the family business is doing well, I am thrilled to have joined Davis Wealth Advisors as their Client Service Manager.  I enjoy the day to day interaction with our clients and love seeing what a difference a financial plan makes in one’s life once implemented.”