Consider your financial plan like a long journey away at sea. You’re sure to encounter rough weather conditions and unfamiliar destinations. But if you’re prepared for challenges and meet each decision with your top goals in mind, you have much better odds of getting where you want to go.

Distractions are likely to pop up occasionally, but they are bound to take you off course. Consider the long-term when you’re making a financial plan, and it will help you avoid those potential pitfalls along the way.

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