When we first wrote about Trump Accounts in January, the guidance was still evolving. We recommended opening accounts if you had children who qualified for the $1,000 contribution (born between 1/1/2025 – 12/31/2028). For other children, we felt there were better saving options. As expected, there have been a few notable updates since then. Most [...]
Spring is a natural time for us to open the windows, clear out the clutter, and focus cleaning the often-neglected areas of our lives. It is easy to overlook the importance of cleaning out our finances. Old accounts, forgotten subscriptions, scattered bills, and outdated goals can pile up. If you have been meaning to give [...]
written by Tony DiBartolomeo, DWA Portfolio Manager Markets faced a volatile start to 2026, but the recent sharp rebound, pushing both the S&P 500 and Nasdaq Composite to new highs, serves as a timely reminder that markets often recover faster than expected. Despite ongoing global tensions, history shows that markets have consistently absorbed geopolitical shocks. [...]
By Mindy Davis - updated version, originally published in 2019 As new parents, more than anything we want to raise, happy, healthy children. This is the most important and most difficult job we will ever have. It often feels like an experiment as we try different things, not knowing how it will play out 10, [...]
written by Tony DiBartolomeo, DWA Portfolio Manager Recent geopolitical developments, including tensions surrounding Iran, have contributed to increased market volatility in recent weeks. While periods of uncertainty can feel unsettling, it is important to remember that market fluctuations are a normal and expected part of investing. Throughout history, markets have faced many challenges—wars, political crises, [...]
The Most Important Years of Retirement Are the First Ones Most people spend decades planning how to get to retirement. Far fewer people spend time thinking about what the first few years of retirement will actually look like. In our experience, those early years matter more than many people realize. Retirement plans rarely fail because [...]
For those in their 30s and 40s, the decisions you make now will shape not just when you retire, but how much control you eventually have over your life. A financially successful future is rarely the result of picking the perfect investment. It’s usually the result of consistent saving, thoughtful choices, and maintaining flexibility when [...]
Many people picture retirement as one long, steady chapter of life, a consistent routine supported by a consistent income. In reality, retirement changes significantly over time. The things you want to do, the energy you have, and even the types of expenses you face evolve, and a financially successful retirement depends less on perfect investment [...]
Our belief is that Trump Accounts are likely a great opportunity for those children born after January 1, 2025, who qualify for the free seed money. For other children, and any additional savings beyond the free $1,000, we feel there are better ways to save that provide either additional tax benefit, like 529 College Savings [...]
written by Tony DiBartolomeo, DWA Portfolio Manager Addressing Your Top Investment Questions from Q4 Over the course of our Q4 conversations last year, a few common questions came up repeatedly. Two stood out in particular: concerns about technology exposure and the narrative around an AI bubble. There were also broader questions about our investment philosophy [...]
