Most days, the bond market doesn't make headlines. It quietly does its job while stocks get most of the attention. But every so often, the bond market reminds everyone why it matters. And that's exactly what's happening right now. Long-term government bonds have faced heavy selling pressure through July, pushing the yield on the 30-year [...]
Financial planning is often centered around building and protecting wealth. We spend years contributing to retirement accounts, growing investment portfolios, and preparing for the day when work becomes optional. Yet amid all the focus on financial assets, one critical asset is frequently overlooked: our health. The reality is that retirement is about much more than [...]
As retirement approaches, conversations are often hyper-focused on financial readiness: portfolio sustainability, income and cash flow strategies, tax planning, and the confidence that your resources can support the years ahead. However, once you’re across the retirement threshold, financial planning doesn’t end. In fact, preparing for the later stages of retirement is equally important. No one [...]
The Psychology of Money by Morgan Housel I Will Teach You to Be Rich by Ramit Sethi Your Money or Your Life by Vicki Robin & Joe Dominguez Broke Millennial by Erin Lowry Rich Dad Poor Dad by Robert T. Kiyosaki The Simple Path to Wealth by JL Collins Now What? by Brian M. Ursu [...]
In today’s housing market, buying a first home often takes more than savings and determination. Higher home prices, elevated borrowing costs, and tight inventory have many families looking for thoughtful ways to help adult children or relatives become homeowners sooner. The right strategy depends on the family’s goals, the buyer’s readiness, and how much flexibility [...]
Introduction Congratulations on graduating! We know that planning for post-graduation can be a daunting task. As a result, we have put together a guide to help you along the way. We hope this information will help you plan for your future endeavors. Accepting a Job Offer Oftentimes, many recent and upcoming college graduates overlook [...]
When we first wrote about Trump Accounts in January, the guidance was still evolving. We recommended opening accounts if you had children who qualified for the $1,000 contribution (born between 1/1/2025 – 12/31/2028). For other children, we felt there were better saving options. As expected, there have been a few notable updates since then. Most [...]
Spring is a natural time for us to open the windows, clear out the clutter, and focus cleaning the often-neglected areas of our lives. It is easy to overlook the importance of cleaning out our finances. Old accounts, forgotten subscriptions, scattered bills, and outdated goals can pile up. If you have been meaning to give [...]
written by Tony DiBartolomeo, DWA Portfolio Manager Markets faced a volatile start to 2026, but the recent sharp rebound, pushing both the S&P 500 and Nasdaq Composite to new highs, serves as a timely reminder that markets often recover faster than expected. Despite ongoing global tensions, history shows that markets have consistently absorbed geopolitical shocks. [...]
By Mindy Davis - updated version, originally published in 2019 As new parents, more than anything we want to raise, happy, healthy children. This is the most important and most difficult job we will ever have. It often feels like an experiment as we try different things, not knowing how it will play out 10, [...]
