Incorporating Social Security Benefits with Retirement Planning

Determining when to take social security, as well as planning for your future benefit, is such an important part of retirement planning. For each couple or individual, the answer as to when is the best time to take your benefit is different. It may seem like waiting until age 70 is best, as you can [...]

By |2018-10-15T14:45:04+00:00May 1st, 2018|Blog, Resources|0 Comments

Top Considerations for Choosing Pension Benefits

Ask yourself the question, if you passed early in your retirement, would your choices leave your spouse enough income to live comfortably and cover the increasing costs of healthcare? Choosing a spousal benefit that will protect your spouse in case something unexpected happens is extremely important.

By |2018-10-15T14:46:28+00:00November 22nd, 2017|Blog, Resources|0 Comments

10 Least Tax-Friendly States for Retirees 2016

Retirees have special concerns when evaluating state tax policies. For instance, the mortgage might be paid off, but how bad are the property taxes--and how generous are the property-tax breaks for seniors? Are Social Security benefits taxed? What about other forms of retirement income--including IRAs and pensions? Does the state impose its own estate tax [...]

By |2018-10-15T17:53:39+00:00July 10th, 2017|Resources|0 Comments

A Personal Legacy Letter: What I Want My Loved Ones To Know

In this age of on-the-fly communication (e-mail, instant messages, voice mail) do you ever wish for a way to stop the rush and to put into writing all that is important to communicate to those you care about the most?  In this age of instant-this and throwaway-that, do you ever worry that what is [...]

By |2018-10-10T18:06:20+00:00October 10th, 2014|Resources|0 Comments

Values-Based Retirement Planning

In the past, the transition to retirement has been viewed solely as an economic event. As a result, the focus of retirement planning has primarily been on building a nest egg. In The Late-Start Investor, author John Wasik recommends discarding this obsolete view in favor of a “flexible life plan that provides for financial, [...]

By |2018-10-10T18:02:40+00:00October 10th, 2014|Resources|0 Comments

Retirement Expectations

Retirement will trigger changes in every area of your life. As you anticipate and prepare for this stage of life, you are likely to look forward to certain changes and to dread others. In fact, it is not uncommon for individuals to experience many ambivalent feelings towards retirement because of the significant transitions they [...]

By |2018-10-13T15:50:35+00:00October 10th, 2014|Resources|0 Comments